Karnataka Bank Customer Care Number: Complete, Up-to-Date Contact Guide

Karnataka Bank Ltd., founded in 1924 and headquartered at Mahaveera Circle, Kankanady, Mangaluru – 575002 (Karnataka), operates a nationwide retail network with hundreds of branches and alternative channels. Quick access to customer care is essential for card hotlisting, dispute reporting, digital banking support, and service requests. Below is a practical, field-tested guide to reaching the right help, faster.

This page consolidates key phone numbers, service windows, and escalation paths as used by customers day-to-day. Always verify sensitive instructions on the official website (https://karnatakabank.com) or inside the KBL Mobile app before acting. Never share OTPs, CVV, debit/credit card PINs, UPI PINs, or internet banking passwords with anyone, including callers claiming to be from the bank.

Primary Customer Care Numbers (India and Overseas)

Karnataka Bank runs a 24×7 “KBL Contact Centre” to handle most service queries, including account information, digital banking support, cheque and card queries, and general product assistance. The toll-free line inside India is typically the fastest way to reach an agent or IVR menu for self-service options.

• Toll-free (within India): 1800 425 1444 — 24×7 customer care and phone banking
• Standard/chargeable line (useful for international callers): +91 80 2202 1500
• Missed-call Balance Enquiry: 1800 425 1445 (give a missed call from your registered mobile)
• Missed-call Mini Statement: 1800 425 1446 (last few transactions via SMS, registered mobile only)
• National cyber-fraud helpline (any bank): 1930 — immediately report UPI/card fraud attempts
• Official website: https://karnatakabank.com (Customer Support → Contact/Grievances)

Call charges: 1800 numbers are toll-free in India from most major carriers. The +91 80 line is chargeable per your telecom plan and is often the easiest option when dialing from overseas. Keep your Customer ID, last four digits of your account or card, and date of birth handy for verification on agent-assisted calls.

How to Reach the Right Agent Quickly

When you call 1800 425 1444, you will first get an IVR. Common options include account balance, card services (including hotlisting), digital banking, and loan services. If you need an agent quickly, choose the card or digital banking option, which typically routes to a live representative after authentication. Response times are generally quickest during non-peak hours (late evenings or early mornings India time).

For frequent queries (balance, mini statements), missed-call banking is faster than waiting in a queue. Save 1800 425 1445 and 1800 425 1446 under “KBL Balance” and “KBL Mini” in your phone. If your number is not registered with the bank, the missed-call service will not work—ask the agent to link your mobile or use your branch to update KYC details.

Card Hotlisting, Fraud, and Time-Critical Requests

For a lost or stolen debit/credit card, hotlist immediately via 24×7 customer care at 1800 425 1444 (follow the IVR path for card hotlisting) or via the KBL Mobile app/internet banking. Do not wait to “double-check”; hotlisting can be reversed by issuing a replacement card later, but fraud losses escalate minute-by-minute.

If you suspect a UPI or card transaction you did not authorize, call 1930 (the National Cybercrime Helpline) as soon as possible and file a complaint at https://cybercrime.gov.in with transaction details and screenshots. Early reporting increases the chance of placing a hold or recovering funds through the banking system’s risk controls. Then inform Karnataka Bank via 1800 425 1444 and obtain a ticket number for your dispute.

Missed-Call and SMS Banking: Fast, Low-Data Tools

Missed-call services are designed for quick balance and mini-statement fetches without logging into apps or the website. From your registered mobile, give a missed call to 1800 425 1445 for balance and 1800 425 1446 for the last few transactions; you will receive the response via SMS within seconds. These lines generally operate 24×7, subject to telecom availability.

For SMS-based requests (if enabled on your account), check the “Mobile Banking/SMS Banking” section on the Karnataka Bank website or your branch’s handout for the exact keyword format (e.g., BAL, MINI, etc.). SMS services may carry standard carrier SMS charges; missed calls are typically free, but verify with your mobile operator.

Alternative Channels: Email, Web Forms, Branch and Postal

If your case is non-urgent (e.g., interest certificate, account statement, address update), you may prefer written channels for better audit trails. Use the “Contact Us” or “Customer Support” section at https://karnatakabank.com to access the grievance/feedback form. For digital banking issues, the in-app Help/Support channel in KBL Mobile ties your request to your authenticated profile for faster verification.

Postal address (Head/Registered Office): Karnataka Bank Ltd., P.B. No. 599, Mahaveera Circle, Kankanady, Mangaluru – 575002, Karnataka, India. Include your full name (as per bank records), masked account details (do not write full card numbers), contact number, and copies of supporting documents. For urgent matters, always pair postal/email with a phone call to obtain a service ticket number.

Escalations, TATs, and Ombudsman

Typical turnaround times (TAT) for first-level resolution range from instant (balance/card hotlisting) to 2–7 working days (chargeback initiation, statement retrieval, digital access resets) and up to 30 days for complex disputes. When raising a complaint by phone, note the Service Request (SR) or Complaint ID; this is required for escalations.

• Level 1: Contact Centre/Branch — obtain SR number
• Level 2: Grievance Redressal Officer — escalate via web form or email listed under “Grievance Redressal” on the official site, quoting SR
• Level 3: Principal Nodal Officer — for unresolved cases beyond stated TATs
• RBI Integrated Ombudsman: https://cms.rbi.org.in after 30 days if unresolved or dissatisfied with the bank’s reply

When escalating, attach a concise chronology: dates/times of calls, SR numbers, amounts, transaction IDs, and screenshots. Clear documentation materially improves resolution quality and speed across all Indian banks, including Karnataka Bank.

Service Hours, Languages, and Cost Tips

The toll-free line 1800 425 1444 operates 24×7 for most services, including card hotlisting and basic account support. Agent availability in Kannada, English, and Hindi is typical; other languages may be supported during core hours. For loan or trade-service specifics, ask for a callback during business hours if the specialist queue is closed.

To minimize cost while calling from overseas, use a VoIP plan to dial +91 80 2202 1500 or request a callback through the web form with your time zone noted. For domestic users, prefer the toll-free 1800 line or missed-call services where possible. As a general rule, never authorize remote-access apps or share OTPs on calls; the bank will not ask for these details.

Quick Verification Checklist Before You Call

Have these items ready to pass security checks efficiently: your Customer ID or account number (mask where possible), date of birth, last four digits of your card, and recent transaction amounts you recognize. Keep your registered mobile phone on hand to receive OTPs or callback verification.

If you hear any request for confidential credentials (full card number, CVV, OTP, UPI PIN, or internet banking password), disconnect and report the incident immediately to 1800 425 1444 and to 1930 for suspected fraud attempts. Your vigilance is the strongest control in today’s digital banking environment.

What is the WhatsApp number of Karnataka Bank?

+91-9632188999
The official Karnataka Bank WhatsApp Banking number is +91-9632188999.

What is 18004251444 Karnataka online?

Karnataka Bank Toll-Free Number
Contact the Karnataka bank’s customer service department at: 1800 425 1444, 080-2202 1500 and 1800 572 8031.

How can I check my Karnataka Bank status?

These Karnataka Bank balance check numbers are available during working hours on all non-public holidays:

1. Toll-free Number: 1800-425-1444.
2. Toll-free Number: 1800-572-8031.
3. Missed Call Number for Balance Check: 1800-425-1445.
4. Missed Call Number for Mini Statement: 1800-425-1446.

What is the customer care number of Karnataka Bank?

You can send an email to [email protected] detailing the situation. Alternatively, you can call our toll-free customer numbers at 1800 425 1444 or 1800 572 8031.